Never sign an auto insurance policy without comparison shopping extensively. Get car insurance quotes from as many agents as possible. What you discover may surprise you. One researcher discovered that the same level of insurance for the same car garaged in the same area in his state varied by over $800 a year. Thats a lot of money. While getting insurance quotes may take some time to do correctly because of the amount of information to be given to each agent, the money you will save will be more than worth it.
Follow these tips to make getting car insurance quotes as quick and efficient as possible:
* Before you start shopping around, have all the information about your vehicle on hand, as well as your current insurance policy, if you have one. Consider registering a new email account with a free email service so you wont need to give your regular email address to agents. While insurance agents are ethical about sharing your information, spam is still a fact of life.
* Use online sites for car insurance quotes to request several quotes at once from the same information, and save time and effort.
* Insurance agents frequently work for a local agency, but subcontract their work through a larger agency with a different name. For instance, Big City Insurance may be a branch of National Insurance Company. Find out which insurance company each agent represents so you get as broad a spread of insurance companies as possible.
* When you request car insurance quotes, give all the insurance agents exactly the same information. You need to be able to compare apples to apples; quotes for different sets of information are like comparing apples to oranges.
* Be assertive in finding out which discounts you qualify for. Many agencies offer discounts that can slice 30 percent or more off your auto insurance premiums. Agents will not necessarily tell you about the available discounts unless you ask, so be sure to ask. Do research online beforehand to know what discounts are usually available in your area, and check the agencys Web site to see which discounts they advertise.
Be willing to put a little time into asking for quotes. Getting car insurance quotes back can take a day or two, and weighing the different policies you are offered can take a little more time. Dont waste your money by hurrying. A little time and effort can pay huge dividends in the form of much less expensive car insurance. Best of luck!

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by: laurawilder
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