Q: What is the difference between SSI and SSDI?
A: SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) are two different benefit programs that are offered to individuals who qualify as disabled. SSDI is awarded based on prior work contributions and earned credits. How long you have been employed, your income record and accumulated work credits are all factored into your qualification to receive SSDI benefits. A credit is earned roughly every quarter of the year a person works and earns at least a minimum amount of income (established each year by Social Security). You are usually eligible for SSDI if you have earned 20 credits out of the past 40 quarters. Eligibility for SSI benefits, however, are dependent upon the financial needs of an individual. SSI is not dependent upon prior work contributions and credit. To be eligible for SSI, an individual cannot earn more than $1,433 per month in wages ($694 per month if the income is not from wages). All assets and earnings affect eligibility for SSI. It would be wise to seek the advice of a social security lawyer, if you are confused about your eligibility for Social Security Disability Insurance versus Supplemental Security Income benefits.
Q: Should I hire a social security lawyer if my application for disability was not approved?
A: You do not need to have a social security lawyer in order to appeal your claim. That being said, if your case was denied after the initial review, it would be wise to seek the counsel of a social security lawyer. The first step after an application is denied is to have the case reconsidered. Most cases that have been reconsidered are not approved. The next step after reconsideration is to request a hearing for your case. A social security lawyer is extremely beneficial when a claim goes through a hearing. The likelihood that your claim will be denied decreases with an advocate like a lawyer on your side. You have peace of mind, as a social security lawyer will make sure that your claim is arbitrated fairly all the forms are completed correctly and on time. Additionally, a lawyer can help establish the best date of onset for your condition and file for any back pay benefits.
Q: Will an attorney take care of all my paperwork for disability insurance?
A: If you have hired the services of a social security lawyer, he will assure that your paperwork has been filed correctly and within the required deadlines. Knowing that, it is also important for you to be in the loop about all forms and deadlines. This is your case, after all, and you should be involved. Although the attorney will make sure you complete everything, some forms should be your responsibility. The application for disability benefits and anything that involves your employment history, for example, can be filled out by you.
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